Rates and Insurance

Determining your coverages

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Do you take insurance, and how does that work?
Yes I do.  However, to determine if you have mental health coverage through your insurance carrier, the first thing you should do is call them.  Check your coverage carefully and make sure you understand their answers.

Some helpful questions you can ask them:

  • What are my mental health benefits?
  • What is the coverage amount per therapy session?
  • What is the yearly limit of my coverage?
  • How many therapy sessions does my plan cover?
  • How much does my insurance pay for an out-of-network provider?
  • Is a referral required from my primary care physician?

Fees:
Professional services are charged based on income, feasibility, and/or level of insurance coverage which is individually arranged with each client.

Sliding Fee Schedule:
Available

Insurance:
There is no OHIP coverage for psychology services in Ontario, only for medical conditions.  Therefore, you will need to carefully check with your insurance provider to determine the type, degree, amount, and duration of psychological coverage you have under your plan.

Please check your coverage carefully by asking your carrier some of the following questions:

Do I have mental health insurance benefits?
What is my deductible and has it been met?
How many sessions per year does my insurance cover?
What is the coverage amount per therapy session?
Is approval required from my primary care physician?

Please note: I am affiliated with Mills Psychology and I am a supervised associate.

Payment:
Payment for services is due at the end of each session unless previously arranged and a receipt will be issued when payment is received.
Cash and all major credit cards accepted for payment.

Cancellation Policy:
If you do not show up for your scheduled therapy appointment, and you have not notified the office at least 24 hours in advance, you will be required to pay the full cost of the session.  Notification can be done via email, text or voice mail.

If a client customarily pays by credit card, their account will be charged for no shows or late cancellations and a receipt will be issued to them at their next appointment.

Therapist Schedule:
Oshawa (Durham Region): Please contact my office for available appointment times.

Contact:
Questions? Please contact me for further information.

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